Janea Bellay

Receive treatment and recover from an illness without the stress of financial commitments – like your mortgage. With a tax-free lump sum of cash you can retire your mortgage debt. If you are diagnosed with a critical illness, and survive for a period of 30 days, you will require cash to find the best treatment and the best medical facility as quickly as possible. You will not want the burden of mortgage payments or the thought of losing your home to threaten your financial security or upset emotional state of mind.

• Your mortgage will be paid up to the maximum of your current amount of your mortgage or 25% of the initial sum of insurance. 

• You are covered for 25 illnesses. 

• You and your spouse can be covered – joint-first to be diagnosed. In the event one of you becomes diagnosed with a critical illness you can choose to receive 100% of your mortgage payment, or a percentage equal to the disabled spouse’s contribution to the household income. 

Mortgage CI Protector…

is a critical illness decreasing insurance. With Mortgage CI Protector, if the insured survives 30 days after being diagnosed with one of the 25 illnesses covered by the contract, the company will pay to the policyowner the maximum sum insured between:

• 25% of the initial sum insured
• the mortgage balance

Mortgage CI Protector also offers a first-to-be-diagnosed critical illness coverage

Joint first-to-be-diagnosed critical illness coverage works the same way than Joint first-to-die life insurance. This coverage pays the sum insured when one of the insured is diagnosed with a critical illness.

Insurable Ilnesses

* Cancer
* Heart Attack (Myocardial Infarction)
* Stroke
* Multiple Sclerosis
* Alzheimer Disease
* Paralysis
* Coronary Artery Bypass
* Kidney Failure
* Parkinson Disease
* Major Organ Transplant and Major Failure on Waiting List
* Motor Neuron Disease
* Bacterial Meningitis
* Aortic Surgery
* Heart Valve Replacement
* Aplastic Anaemia
* Loss if independence
* Blindness
* Deafness
* Major Burns
* Loss of Speech
* Coma
* Benign Brain Tumour
* Dismemberment
* Occupational HIV Infection
With Mortgage CI Protector, you have access to Prompt Recovery, including Best Doctors.

Click here for more information on Critical Illness Insurance