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	<title>Janea Bellay</title>
	<link>http://www.janeabellay.com</link>
	<description>Life &#38; Heath Insurance Advisor and Mutual Funds Advisor</description>
	<lastBuildDate>Fri, 12 Feb 2010 17:39:38 +0000</lastBuildDate>
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	<item>
		<title>February 2010 Newsletter</title>
		<description><![CDATA[IN THIS ISSUE!
March 1, 2010 is the deadline to have a 2009 RRSP contribution on your tax return. This issue will discuss how to get an RRSP, is it right for you, how to boost your RRSP, and other tax credits available to reduce the amount of tax you pay to the government!
 

What You Should [...]]]></description>
		<link>http://www.janeabellay.com/february-2010-newsletter/</link>
			</item>
	<item>
		<title>January 2010 Newsletter</title>
		<description><![CDATA[

Volume II, Issue ix, January 2010
As you experience life&#8217;s inevitable transitions, your need for financial advice will change. These articles contain valuable information and insights on a variety of issues you may need to consider during this time in your life. I would be pleased to meet with you to answer any questions and to [...]]]></description>
		<link>http://www.janeabellay.com/january-2010/</link>
			</item>
	<item>
		<title>November 2009 Newsletter</title>
		<description><![CDATA[

Volume II, Issue viii, November 2009
IN THIS ISSUE:

It’s Never Too Late 
Financial Planning for Women Only &#8211; PINK
Individual Health Benefits now offered

It’s Never Too Late
If you are 40 or 50 years old and, until now, your efforts were focused on financing your children’s education and paying off the mortgage, you need a wake up call! [...]]]></description>
		<link>http://www.janeabellay.com/november-2009-newsletter/</link>
			</item>
	<item>
		<title>October 2009 Newsletter</title>
		<description><![CDATA[
Volume II, Issue vii, October 2009
IN THIS ISSUE:

  Invest In Your Life – October is Breast Cancer Awareness Month
  Financial Planning for Women Only &#8211; PINK
  Individual Health Benefits now offered

 
Invest in Your Life
October is Breast Cancer Awareness Month.  I thought I would dedicate this newsletter to informing you of the options available to you [...]]]></description>
		<link>http://www.janeabellay.com/october-2009-newsletter/</link>
			</item>
	<item>
		<title>September 2009 Newsletter</title>
		<description><![CDATA[

Newsletter September 2009
Find us on the web at www.janeabellay.com
Volume II, Issue vi, September 2009
IN THIS ISSUE:

Back to School Time! What are RESPs?
Only a few seats left for the P.I.N.K. Workshop for women only series RSVP NOW!
Individual Health Benefits now offered

 
BACK TO SCHOOL!! ABC’s of RESPs – Everything you need to know about Registered Education Savings [...]]]></description>
		<link>http://www.janeabellay.com/september-2009-newsletter/</link>
			</item>
	<item>
		<title>August 2009 Newsletter</title>
		<description><![CDATA[

Volume II, Issue v, August 2009
In this issue:

Women, Health &#38; Finance
Upcoming Events – PINK Seminar
The Basics of Personal Finance
Travel Insurance
Our Services

Women, Health &#38; Finance

Canadian women today are taking control of their financial security.
 With every new generation, Canadian women are achieving remarkable success.  Yet as the dynamics of their personal and professional lives evolve, many are [...]]]></description>
		<link>http://www.janeabellay.com/august-2009-newsletter/</link>
			</item>
	<item>
		<title>July 2009 Newsletter</title>
		<description><![CDATA[

Newsletter July 2009
Volume II, Issue iv, July 2009
Changing Jobs?
 
What do you need to know about your pension and other workplace savings plans…
You may have one or several registered savings plans with your employer. As you leave your job, it is important that you understand your rights and options with respect to that money. There will [...]]]></description>
		<link>http://www.janeabellay.com/july-2009-newsletter/</link>
			</item>
	<item>
		<title>June 2009 Newsletter</title>
		<description><![CDATA[
Newsletter June 2009
Find us on the web at www.janeabellay.com 
Volume II, Issue iii, June 2009
Recession? Time to spring clean &#38; refocus
Recessions are usually regarded as nasty times as unemployment soars, home prices fall, stock markets sputter and public confidence decreases.
The US is calling this time &#8220;The Great Recession&#8221;. And although we aren&#8217;t feeling the recession [...]]]></description>
		<link>http://www.janeabellay.com/june-2009-newsletter/</link>
			</item>
	<item>
		<title>What retirement benefits will I receive from the government?</title>
		<description><![CDATA[Many times questions arise as to when CPP and OAS should be applied for as individuals approach retirement. How much CPP are you entitled to and when should you take it? It is important to note that CPP and OAS should make up only a portion of your retirement planning to supplement your retirement income. [...]]]></description>
		<link>http://www.janeabellay.com/what-retirement-benefits-will-i-receive-from-the-government/</link>
			</item>
	<item>
		<title>Bank Mortgage Insurance &#8211; Just Say NO</title>
		<description><![CDATA[
I have to re-post this CBC Marketplace Expose on Bank Mortgage Insurance. I met with a couple about a month ago who were denied their Bank Mortgage Insurance claim. We met to apply for a life insurance policy that can never be cancelled by the insurance company. We applied so this would never happen to [...]]]></description>
		<link>http://www.janeabellay.com/bank-mortgage-insurance-just-say-no/</link>
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